I understand, once you near the end of the mortgage that you are paying mostly principle.
Either way, getting 4.35% in a liquid account, is a better way than paying down the principle early.
Isn't the idea to pay less interest than you would earn in savings?
I told my wife, she didn't know who it was even though I played some songs for her.
I told her she would know if I played Enter Sandman, and she said yeah, I would know that wah pedal anywhere.
Not only was that comment laughably wrong but, inflation has just begun.
You think prices are high now? Just wait a couple years, you are going to wish an apple was $7.
If you haven't tried one of these, you should.
http://www.highorderpickups.com/
https://reverb.com/item/73347489-high-order-maximus-hot-paf-style-bridge-pickup-free-nickel-cover-and-angled-rings