rsm
Well-known member
ETFs are a key part of my retirement income strategy. Not giving investment advice, but they're worth a look IMO; be careful, be cautious.
When my retirement rebalance is complete (hopefully by the end of 2025, mid-2026 at the latest), I will have more income being generated than I need in retirement. For example, this year's average distribution rate for my retirement income investments are around 11.3% to 14.4%. For example, for each $100K, you're getting around $11,300 to $14,400 annually before fees - so deduct around 0.50%, while preserving principal; i.e., you're not selling anything.
Remember to check the fees / expense ratio. Many of the top returning ETFs are classified as Medium to High Risk. However, I've owned shares in several of these ETFs for several years, long before the pandemic, and while the PPS and returns fluctuated, they were not wide swings, and income was consistently generated, and they survived.
If you have recommendations for income generation, monthly or quarterly, please consider sharing.
Good luck.
When my retirement rebalance is complete (hopefully by the end of 2025, mid-2026 at the latest), I will have more income being generated than I need in retirement. For example, this year's average distribution rate for my retirement income investments are around 11.3% to 14.4%. For example, for each $100K, you're getting around $11,300 to $14,400 annually before fees - so deduct around 0.50%, while preserving principal; i.e., you're not selling anything.
Remember to check the fees / expense ratio. Many of the top returning ETFs are classified as Medium to High Risk. However, I've owned shares in several of these ETFs for several years, long before the pandemic, and while the PPS and returns fluctuated, they were not wide swings, and income was consistently generated, and they survived.
If you have recommendations for income generation, monthly or quarterly, please consider sharing.
Good luck.
