Again, a little caution, a little common sense go a long way. Regular PayPal is nice. 3% is nothing compared to peace of mind. A heads up from fellow forumites when they have a situation go bad is nice. The reality is a new member can be solid as a rock and just needs to show it but I think we've all seen the opposite too where somebody's life has taken a turn for the worse and even though they had always been golden things start to go bad. For those of us who don't live in major metro areas, places like this are the only way we can learn about, experience and try the less common gear. I've been lucky through the years and not had many deals go bad but I also try my best to hold up my end as well. Good karma and all...