dcburn mk.ii
Well-known member
Appreciate the offer, but I don't like to use my money when I can buy used at GC and get six months of zero interest.I'm selling a killer LP, hit me up! Lol
Or when they bust out the 24 months on occasion...
Appreciate the offer, but I don't like to use my money when I can buy used at GC and get six months of zero interest.I'm selling a killer LP, hit me up! Lol
Total political implications with this statement: our country is a fucking dumpster fire ran by a dementia patient and his special needs administration.
Mine did as well, but I cant sell.
Where are we to go? Then we would have to pay a stupid amount for another place, if you can find one.
Chances are then bidding against 20 other nitwits.
Real estate here in the Finger Lakes is silly.
It did get me a dumb amount in the form of home equity line of credit at a good interest rate...
how old are you?I got laid off. I've always had an eye out for other things, decent offers thrown my way. Nope, I was a stupid asshole that stayed loyal just to get laid off. Now all those prospects I was looking at dried up. I've applied to a crazy amount of jobs and hear nothing back. I really think you're right, they're just ghost jobs posted to make companies look good because they're "always hiring". I'm past the age cutoff for a job in my degree in policing because I wasted time trying to make a small company grow. Blows.
Gear wise, I've downsized to 3 guitars, a Quad Cortex and a Mesa 2x12. No intention of buying anything, it's all a merry go round anyway. People are probably struggling and feeling the same.
it's nice. I bought my oldest and grandchildren a house. Killed my retirement doing it but we felt it was important.I have a nice 2.6% rate, but I am trying to pay that off ASAP. I want NO mortgage payment
I’m on schedule to be paid off within five years.I have a nice 2.6% rate, but I am trying to pay that off ASAP. I want NO mortgage payment
Nice. I should be done by the end of the year. I have been hitting it hard the last few years.I’m on schedule to be paid off within five years.
yup-nothing like the smell of ass and stinking feet when you walk into shu or a housing unit. The wicks in shu were the worst for me. We have 20 year retirement at age 50 with LEO retirement. Plus they are doing 10k-15k sign on bonus plus pay bumps based on prior experience. Plenty of other jobs besides being a hack(C.O.)...just get your foot in the door. As far as miserable yeah...pretty miserable but lots of fun at times. Any questions gimme a shout. I retired two years ago....also the sex is great!!!I'll be 37 shortly. I was a bondsman for several years and worked closely in Lehigh County Prison. I would pretty much spend half the day sitting in intake, sending leads to my partner in the office. Man. What a miserable place prisons are. The smell. I've never smelled that smell anywhere else. Luckily prisoners never fucked with me because I'm the guy that'll get them out, but jeez are some of those people absolute animals.
There are some pretty cool jobs in the search feature pretty near me and they have veterans preference. I'm going to look into them. Thanks for the heads up. Also thinking about trying out USPS.
it's nice. I bought my oldest and grandchildren a house. Killed my retirement doing it but we felt it was important.
I wouldn't.I have a nice 2.6% rate, but I am trying to pay that off ASAP. I want NO mortgage payment
I have done the calculations on that, and the dollars only really work out in your favor over a very long time period. Like if you started a 30 year mortgage today at 2.6%, vs. the rates staying high for multiple years from now.I wouldn't.
Put that money into a savings account and get 4.3% on your money instead.
Beat them at their own game.
I understand, once you near the end of the mortgage that you are paying mostly principle.I have done the calculations on that, and the dollars only really work out in your favor over a very long time period. Like if you started a 30 year mortgage today at 2.6%, vs. the rates staying high for multiple years from now.
If it is less than 5-7 years or something left, you would pay less in interest than you would earn in savings.
....also the sex is great!!!
I sold a house at the same rate and bought a SFH at 5.75%. We left a home where crime was awful, an improperly managed association, nearby development plan lies to bait and switch initial home purchases, the list goes on. We were not going to be a slave to the rate and are much happier/safer.I have a nice 2.6% rate, but I am trying to pay that off ASAP. I want NO mortgage payment
Yes, the goal would be to pay less interest on your house than what your savings is paying in interest each month. However, that would not happen for several years. It wouldn't happen at all today if you had a new mortgage at 7% or whatever they are now. You would have to build up several hundred thousand dollars before you were net positive.I understand, once you near the end of the mortgage that you are paying mostly principle.
Either way, getting 4.35% in a liquid account, is a better way than paying down the principle early.
Isn't the idea to pay less interest than you would earn in savings?
The force is strong here,..This one has a firm grasp of the obvious!Total political implications with this statement: our country is a fucking dumpster fire ran by a dementia patient and his special needs administration.