I think the amount of gear many members, including myself, have acquired over the years is a liability, because we should have been putting downpayments on houses and other assets that appreciate in value.
And the relationship is directly proportional, by which I mean the more the years you've been playing, the more gear you acquire, trade, pawn off, etc. This is one of the biggest cons about being a musician, especially in an internet age where everyone is showing off their cool gear on social media and forums like this and you just want to fit in.
At the same time, if you are extremely picky about the gear you choose (analog trumps digital in most cases, for example), you could make a few pennies when you decide to move some items. So that is a benefit of having good gear and good taste in gear.
But the number of people who actually see a windfall thanks to their gear collection, especially if they're not famous, is probably very limited.
So if you get out of guitar or just reduce your music collection early, before you hit that death spiral of hoarding gear, you win.
If you think about it, a career in music totally depends whether you strike it rich by the time you are 15-25. After that, the odds of becoming a musician that can earn a livelihood as a musician falls dramatically.
Apparently, this is because all the record labels are full of pedos that like to prey on young, dumb girls and guys (yes, those f*ggoty ann mofos like boys too, on account of having insatiable "appetites". This is a jibe about pedos and not sexual preference, don't know why, but I feel I have to say that everytime I reference someone who's homosexual).
So if you don't make as a musician, you lose. And if you make it as a musician, you also lose.
In that sense, I'll regurgitate what my dad told me when I was much younger and thinking I could be a good musician: "Forget it, son. Learn a trade and you'll be happier in life."